APR is the nominal rate a network or platform advertises. APY is what you actually earn once rewards are reinvested — the more frequently they compound, the higher the effective yield. This tool converts your APR into effective APY using (1 + APR/n)ⁿ − 1, where n is the compounding frequency, then projects your balance forward.
Real staking rewards float with network participation and aren't guaranteed. This model ignores unbonding/lock-up periods, slashing risk, validator commissions, and token price changes — a token can pay a high APY and still lose value if its price falls faster than rewards accrue. Read the full guide →